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Privacy Policy

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At Trusted Quote, we believe your privacy and the security of your information are important. The following Privacy Policy details our information gathering, protection, and handling practices relating to use of the website www.trustedquote.com. If you have questions or concerns about our privacy policy, you can contact us by phone at 800-823-4852.

Security

Trusted Quote's parent company, Pinney Wholesale Insurance Services, is an accredited member of the BBB Online Reliability Program. Our site uses Verisign's SSL (Secure Sockets Layer) Certificate to encrypt and protect all information submitted. We suggest you use a browser that supports SSL and that the encryption feature of your browser is not disabled when you submit information online. In addition to SSL, we also use firewalls to secure all data stored on our servers, which includes any personally identifiable information you submit on this site.

If you feel more comfortable submitting your information by phone, call us at 800-823-4852.

Why We Collect Visitor Information

There are four reasons why we collect visitor information on this site. (1) Information is collected to provide real-time, accurate life insurance quotes. (2) Information is collected to initiate the application request process and/or to begin the purchase of life insurance. (3) Information is collected regarding your use of this site in an effort to make this site better for our users. (4) Information is collected regarding your general geographic location, the site that referred you to this site, and hardware and software used to view this site in an effort to optimize our marketing efforts.

The only personally identifying information collected on this site is provided by you, the user, voluntarily. Site usage statistics and aggregate user profiles are analyzed to see user trends and are not used to track the usage patterns of individual users.

Information Collected & How We Use It

Insurance Quote Request Form

This site provides free life insurance quotes. To provide accurate quotes, certain information must be collected, including state of residence, date of birth, gender, height, weight, coverage amount desired, term period desired, health classification of the proposed insured, and tobacco use. For simplified issue and guaranteed issue life insurance quotes, other health information may also be required.

All life insurance carriers have proprietary rate guidelines based on the previously mentioned information. To provide accurate quotes and rates, the information mentioned above must be collected.

Insurance Application Request Form

This form represents the initiation of the insurance purchasing process. By filling out this form, you are requesting contact by a member of our staff regarding your purchase of insurance. The information collected on this form (name, mailing address, email, and phone numbers) will be used only to contact you regarding your purchase of insurance. Trusted Quote does not sell or give away this information. Trusted Quote may share this information with carriers, affiliates, vendors, and partners (such as life insurance carriers) in an effort to provide the best service and products to you, our client.

This form also requests other health and lifestyle information required by the majority of insurance applications. You do not need to fill out this information online, but you will need to provide it during the application process.

Cookie

A cookie is a piece of data stored on a user's computer that is tied to information about that user. None of the cookies this site uses are linked in any way to personally identifiable information.

This site uses both session ID cookies and persistent cookies. Session ID cookies terminate once the user closes the browser. Persistent cookies are small text files stored on the user's hard drive for an extended period of time. Persistent cookies can be removed at any time by following "Help" directions provided by your browser. Cookies may be disabled at any time by following "Help" directions provided by your browser.

Information collected by cookies is analyzed to determine the effectiveness of our site. Users that reject our cookies may still use our site.

Log Files

When visitors enter and navigate through the pages of our site, our server logs information, including the internet address of the server or computer contacting us, the date and time, the referring site and its URL, as well as the visitor's browser, operating system, and screen resolution. This data is analyzed to understand better what our visitors are looking for and to improve the quality of our site. We look for trends, identify most- and least-visited pages, and collect broad demographic information. None of the information gathered through our log files is shared with or sold to outside organizations. Nor do we look at individual users and their usage patterns, or use these technologies to gather emails or personally identifiable information.

Communication with Clients

Once a user has initiated a relationship with Trusted Quote through this site, various forms of communication may ensue. They include (1) contact by telephone; (2) contact by email; (3) contact by mail; and (4) contact by fax. All contact is to help our clients apply for, purchase, and/or get life insurance and/or other forms of insurance (such as an annuity, health, vision, etc.). Contact may come from Trusted Quote or any one of its carriers, affiliates, vendors, or partners.

If at any time you desire that we cease contact with you, please send a letter detailing your request to the following address:

Pinney Wholesale Insurance Services
2266 Lava Ridge Court
Roseville, CA 95661

Your Options

On TrustedQuote.com

This site is open for public use without providing any personally identifiable information.

By providing your personally identifiable information on this site, you are explicitly initiating a relationship (as defined by the National Do Not Call Registry) with Trusted Quote and are inviting, consenting to, and requesting contact and information from us, which may be provided to you online, by phone, fax, email, or mail by Trusted Quote or one of our carriers, affiliates, vendors, or partners. As such, you are waiving any right (including claims under the Telemarketing Sales Rule) extending in perpetuity to claim that we, or our carriers, affiliates, vendors, or partners, contacted you without your express consent.

If, at any time, you desire that we cease contact with you, we will honor your request to place you on our internal "Do Not Contact" list.

Email

You can unsubscribe from our email mailing list at any time by clicking on the "unsubscribe" link at the bottom of any one of our emails.

Cookies

You may disable cookies on your browser at any time by following the directions provided to you by your browser.

Update/Change Personal Information

If you would like to update or change the personal information we have on file for you, please contact us at 800-823-4852.

Carrier, Partner, Vendor, and Affiliate Privacy Policies

Trusted Quote may share your personally identifiable information with insurance carriers or other partners, vendors, or affiliates for the express purpose of assisting you in your purchase of insurance. Trusted Quote is not liable or responsible for these third-party companies' privacy policies or procedures, or any loss or breach of data through these third-party systems. Please contact these individual organizations with questions regarding their Privacy Policies.

Spam Policy

Trusted Quote does not spam. Spam or UCE (Unsolicited Commercial Email) is an attempt to deliver an email to someone who would not choose to receive it. If you receive an email from Trusted Quote, it is because (1) you expressly shared your email address with us for the purpose of receiving information in the future (also known as "opt-in"), or (2) you have purchased from us or have a current relationship with us.

By requesting information from us or providing your contact information on our site, you have agreed to opt-in to receive our information.

You can unsubscribe from our email mailing list at any time by clicking on the "unsubscribe" link at the bottom of any one of our emails.

Privacy Policy Updates

This Privacy Policy may be updated at any time. Trusted Quote is always looking for new and safer ways to protect our clients' information. Consequently, this Privacy Policy may be updated to reflect those changes. It is suggested that you review this Privacy Policy each time you use this site.

Contact Us

If you have any questions regarding this document, our procedures and policies, this site, or your relationship with us, please contact us at the address below.

Pinney Insurance Services
2266 Lava Ridge Court
Roseville, CA 9566


About Trusted Quote

For over 40 years, our company has helped half a million American families protect their future with life insurance. We provide fast, free quotes for life, disability, long-term care insurance, and more.

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Need immediate assistance? Call 1-800-823-4852 from 8am to 5pm PST Monday through Friday.

Copyright 2002-2013 Pinney Wholesale Insurance Services - All Rights Reserved 2266 Lava Ridge Court, Roseville, CA 95661


*Comparison of each carrier’s best published rates for a
10-year level term policy, 30-year-old non-smoking female


^Represents 10-year level term life insurance rates for 40-year-old female,
in good health, no tobacco, residing in Ohio.

R. Jan Pinney CLU, ChFC is a licensed life insurance agent in all states and the District of Columbia. The following agent license numbers are provided for R. Jan Pinney as required by state law: CA agent #0440057, LA agent #291116, MA agent #1674866, MN agent #20270113, UT agent #58330, agent R. Jan Pinney, DBA Pinney Insurance Services. Commercial use by others is prohibited by law. This site provides term quotes. Each rate is a quote based on information provided by the carrier. No portion of Trusted Quote may be copied, published, faxed, mailed or distributed in any manner for any purpose without prior written authorization of the owner.

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