If you or a loved one has multiple sclerosis (MS), you know that every day is different. Some are good, some are bad, and you never know which one today is going to be. We've learned a lot about MS from our very own Jerilyn Beesley, who was diagnosed in 1996. She's a cheerful & graceful example of how to live the best life you can while dealing with MS. Listen to her story in the video below:
We want to encourage everyone with MS not to give up...on their health, on the search for a cure, or on protecting their families with life insurance. You can get life insurance. You can get insured. Our underwriter, Mike Woods, is experienced with high-risk life insurance cases, including applicants with MS. Mike himself has diabetes, so he knows what he's talking about when it comes to folks who might be hard to insure! If you've always thought you'd be turned down, give us a call at 800-823-4852 or click the orange button below to get a free quote.
Scientists aren't sure whether MS is caused by a virus, the environment, genetics, or an as-yet-undiscovered factor.
The National Multiple Sclerosis Society describes it as "a chronic, often disabling disease." MS causes the body's immune system to attack its own nervous system, which includes the brain, optic nerves, and spinal column. This attack breaks down the fatty coverings of nerve fibers, called myelin.
Over time, myelin generates scar tissue and nerve impulses get interrupted. These interruptions are what cause the symptoms described below. In 85% of patients, MS causes periodic flare-ups, where symptoms worsen and then get better, or appear to vanish completely. That's part of what makes diagnosing and treating MS so frustrating.
Although scientists don't know exactly what triggers MS, they have a few ideas:
Not all MS sufferers experience the same symptoms.
MS affects everyone differently, but common symptoms include numbness, paralysis, and loss of vision. The degree to which someone experiences these symptoms can vary on a daily basis. Unfortunately, MS is more common in women than in men. Most people start experiencing symptoms between age 20 and age 40.
The National MS Society breaks down symptoms into more common and less common symptoms:
Because of fatigue, dizziness, and balance problems, people with MS may not be as active as they should be in order to keep good muscle tone, posture, bone density, and more. One important part of staying healthy with MS is remaining active. For example, Jerilyn always takes the stairs in our building to make sure she's keeping her muscles exercised.
Whether you have more common or less common symptoms, you can still get life insurance. We help clients with impaired risk get insured all the time. If you need help getting insured, give us a call at 800-823-4852 or click the orange button below for a fast, free quote.
There are several different treatments people with MS can use to help control the disease. Only your doctor can advise you on the proper course of treatment based on your individual medical history and symptoms.
Yes. We can help. Because your case is special, please give us a call. You can use our standard quoter to get an idea of what you might pay, but be aware that we can often get you better rates by working directly with carriers that we know well and who have insured high-risk applicants before.
If you’re ready to talk about applying for life insurance with multiple sclerosis, give us a call at 1-800-823-4852.
To support Jerilyn and others with MS, Trusted Quote participated in the 2013 Walk MS event in Folsom, California. Overall, the event raised $58, 315 for MS research and support programs. We encourage all our readers to support this worthy cause any way you can. Until next year's event, check out our awesome event video: