WholesaleInsurance.net offers whole life insurance quotes and whole life insurance comparison to help you more easily find whole life insurance online
What is whole life insurance?
Whole life Insurance is permanent insurance that is guaranteed to last for your entire life. However, it tends to be several times more expensive than Universal Life Insurance or Term Life Insurance. This additional cost not only provides a guaranteed death benefit but also builds up cash values that can be borrowed and used during your lifetime.
What does this mean?
Once you've taken just a few minutes to look up whole life insurance quotes and do some whole life insurance comparison we can help explain to you just how this type of permanent insurance is more than just life insurance.
The cash value mentioned before becomes an asset, just like your home, or any of your bank accounts are thought of as assets. That means it can be used to help with college costs, to help purchase a new home, or to supplement your retirement. To give you a better idea of what you'll see, as you're looking for whole life insurance online there's a useful chart below.
Whole Life Insurance features premiums which are fixed and cash values which are guaranteed. Participating policies include dividends which can lower the net cost of your policy, but they are not guaranteed.
Sample benefits for a $100,000 policy payable annually for a male, preferred non-smoker, are shown below. Guaranteed Cash Values and Projected Dividends shown are at age 65 or the 20th policy year for ages 50 to 65.
Once you've had a moment to look this over, simply enter your information into the form below and we will provide you multiple whole life insurance quotes from the 168 top rated U.S. life insurance companies. Feel free to call us with any questions you may have at 1-800-823-4852 from 8 a.m. to 5 p.m. Pacific Time, Monday through Friday.
| Issue Age |
Annual Premium |
Guaranteed Cash Values |
Projected Dividends |
Total Cash + Dividends |
| 25 | $790 | $49,027 | $40,794 | $90,605 |
| 30 | $961 | $47,104 | $30,738 | $78,679 |
| 35 | $1,188 | $44,536 | $23,030 | $68,457 |
| 40 | $1,496 | $41,157 | $16,476 | $58,574 |
| 45 | $1,900 | $36,729 | $11,541 | $49,249 |
| 50 | $2,405 | $42,522 | $18,233 | $61,889 |
| 55 | $3,079 | $48,546 | $27,351 | $77,192 |
| 60 | $3,952 | $54,023 | $39,804 | $95,268 |
| 65 | $5,150 | $59,188 | $61,335 | $122,101 |
We encourage you to also read an article written by our president, Jan Pinney, titled "7 Inside Secrets To SAVE BIG MONEY On Your Life Insurance!", which sheds more light on the benefits of whole life insurance and will help you get a better rate.
