Smoker Questions
How Smoking Affects Life Insurance Rates,
Tobacco Use Question,
Why You Are Still Considered a Smoker
Many people don't understand why smoking can affect the cost of your life insurance. When life insurance companies decide to insure you they are taking on a risk. If you smoke, it is a higher risk to insure you (because there is a higher risk of death if you smoke). The higher risk to insure translates into higher life insurance rates. Below you can find information about smoking and how it relates to life insurance.
If you have any other questions about how smoking can affect your life insurance rates, please call us at 1-800-823-4852 to speak directly with one of our life insurance consultants. For more information on term life insurance, please use the links below.
