Health Questions
Life Insurance Medical Exam,
How
Life Insurance Rates are Determined,
Prior Health History
Your state of health is the most important factor to the life insurance companies. If you are healthy and have a long life expectancy, the risk of insuring you is low, and therefore your life insurance rates will be low. If your health is not good, your life insurance rates will be much higher. If your state of health is very poor, many life insurance companies will not even consider insuring you. Below are links to a few questions regarding the importance of your health.
What's involved in the life insurance medical exam?
How is my rate class determined?
Why is my prior health history important if I am healthy now?
If you have other questions regarding the importance of your state of health, please feel free to call us at 1-800-823-4852 to speak with one of our life insurance specialists. For other questions and life insurance information, please follow the links below.
