html,body {
	margin:0;
	padding:0;
}
body {
	font-family: Arial,Helvetica,sans-serif;
	text-align: center;
	background-color: #38475E;
	
}
p {
	margin: 0 10px 10px;
}

/************** LAYOUT **************/
#header h1 {
	margin:0;
  	padding-left:10px;
	padding-right: 5px;
	color: #0376AE;
	font-size: 1.2em;
}
#header {
	margin: 0px;
	padding: 0px;
}
#container {
	text-align:left;
	/*border: 1px solid #000;*/
	background-color: #fff;
}

#banner {
	background: url(/images/layout/banner-full.jpg); 
	height: 126px;
}

#banner .logoImage {
	position: relative; 
	top: 17px; 
	left: 17px;
}

#banner .homeImage {
	position: relative; top: 35px; left: 9px;
}

#banner .sitemapImage{
	position: relative; top: 35px; left: 8px;
}

/*#bannerBar {
	width: 100%; height: 35px; background: #38475E url(/images/layout/new/banner-ledge.gif) repeat-x;
	padding-top: 3px;
	text-align: center;
}*/

#container {
	width:880px;
	margin:0 auto;
}

#container .fadeBGOut {
	text-align: center; 
	background: #fff url(/images/layout/new/bg-fade.gif) top left repeat-x; 
	height: 100%; width: 98%;
	margin-left: 2px;
}

#wrapper {
	float:left;
	width:100%;
}

#content {
	margin-top: 0px;
	margin-bottom: 30px;
	margin-left: 232px;
	margin-right: 270px;
	text-align: left;
	line-height: 17px;
	font-family: Verdana,Arial,Helvetica,sans-serif;
 	font-size:12px;
 	color: #484747;
}

#content a, #content a:visited, #navigation a, #navigation a:visited {
	color: #0676AE;
	text-decoration: none;
	font-weight: bold;
	font-size: 12px;
}

#content .arrow {
	margin: 0px;
	text-align: center;
}

#content a:hover, #navigation a:hover {
	color: #BF0000;
	text-decoration: underline;
}


#navigation {
	float:left;
	width: 230px;
	min-height: 765px;
	margin-left:-880px;
	padding-left: -5px;
	background: /*#e6e4cd*/ url('/images/layout/new/vert-line.gif') no-repeat top right;
	font-family: Arial,Helvetica,Sans-Serif;
}

#navBoxContainer {
	background-color: #e6e4cd; width: 99%; padding-top: 15px;
}

#extra {
	float:left;
	width: 265px;
	margin-left:-267px;
	background: /*#e6e4cd*/ url('/images/layout/new/vert-line-right.gif') no-repeat top left;
}

#extraBoxContainer {
	background-color: #e6e4cd; width: 100%; padding-top: 18px; margin-left: 2px;
}

#extra select, #extra input  {
	font-size: 10px;
}

#extra td, th #extra  {
	padding-top: 4px;
}

#extra p {
	text-align: center;
	margin: 0px;
}

#extra th {
	font-size: 11px;
	text-align: left;
	width: 80px;
	color: #38475E;
}

#extra .label {
	font-size: 11px;
	text-align: left;
	color: #38475E;
	font-weight: bold;
}

#extra .rightLine {
	margin-top: 20px;
	height: 3px;
	background: url('/images/layout/new/left-divider.gif') repeat-x; 
	width: 265px;
	position: relative;
	right: 0px;
}


#extra a, #extra a:visited {
	font-size: 11px;
	color: #0676AE;
	text-decoration: none;
}

#extra a:hover {
	color: #BF0000;
	text-decoration: underline
}

#footer {
	clear:left;
	width:100%
}

#footer p {
	margin:0;
	padding:5px 10px
}


/***************LEFT HAND NAVIGATION****************/

#navigation h3 {
	font-size: 14px;
	padding: 20px 3px 10px 3px;
	margin: 0px;
	color: #c46e6e;
	text-align: center;
}

#navigation ul {
	list-style-type: none;
	text-align: center;
	margin-left: 0px;
	padding-left: 0px;
	margin-top: 0px;
}

#navigation li {
	padding: 0px;
	margin: 0px;
}

#navigation .innerBox {
	background-color: #f3f2e4;
	margin-left: 15px;
	margin-right: 15px;

}

#navigation .leftLine {
	margin: 0px; 
	height: 3px; 
	background: url(/images/layout/new/left-divider.gif) repeat-x; 
	width: 228px; position: relative; left: -15px;
}

#extra .rightLine {
	margin-top: 20px;
	height: 3px;
	background: url(/images/layout/new/left-divider.gif) repeat-x; 
	width: 265px;
	position: relative;
	right: 0px;
}

#footerLinks a, #footerLinks a:visited {
	color: #384660;
	font-size: 10px;
	font-weight: normal;
	text-decoration: underline;
}

#footerLinks a:hover {
	color: #4E5F7D
}

#footerSeparatorTop {
	background: #A3A18C; width: 100%; height: 6px; font-size: 3px;
}

#footerHeading {
	background: #DED8B8; width: 100%;
}

#footerHeading h3 {
	margin: 0px; padding: 3px; text-align: center; color: #5D5B4E; font-size: 12px;
}

#footerComp {
	text-align: center; margin: 7px 0px 7px 0px;
}

#footerLinks {
	text-align: center; background: #DED8B8;
}

#footerSeparatorBottom {
	background: #4E5F7D; width: 100%; height: 6px; font-size: 3px;
}

/************** CLASSES **************/

.textfield {
	position: relative; 
	top: -3px; 
	border: 1px solid #0C9DCD;
	padding-right: 5px;
	padding-left: 5px;
}

/***************** REVISED CLASSES *****************/

/* Used for page headings */
#content h1 {
  margin-top:25px; 
  margin-bottom: 10px; 
  text-align: center; 
  line-height: 20px; 
  font-size:1.4em;
  font-weight: bold;
}
	/* Used for the front page */
	#content h1.fpage {
	  margin-bottom: 12px; 
	  font-size:1.6em;
	  line-height: 20px;
	  font-weight: bold;
	}

/* Used for page sub-headings */
#content h2 {
	text-align: center;
	padding: 0px;
	margin: 8px 1px 16px 1px;
	font-size: 13px;
}

/* Specifically used for front page h2 */
#content h2.special {
	margin-top: 8px;
	margin-bottom: 16px;
	text-align: center;
	font-size: 14px;
	font-style: italic;
}

#content h3 {
	text-align: left;
	margin: 0px;
	padding: 0px;
	line-height: 1.3em;
	margin-bottom: 4px;
	margin-left: 8px;
	font-size: 1.2em;
}

#content .linkedH3 {
	text-align: left;
	margin: 0px;
	padding: 0px;
	line-height: 1.3em;
	margin-bottom: 4px;
	margin-left: 8px;
	font-size: 1.2em;
}

#content h3.type2 {
	text-align: center;
	margin: 0px;
	padding: 0px;
	line-height: 1.3em;
	margin-bottom: 4px;
	margin-left: 8px;
	font-size: 1.2em;
}

/* Used for emphasis of phone number, terms, etc */
/* Strong is only used for things like "Save your money!" "Call us now!"  and "Save big bucks!" */
em,strong {
	color: #000;
	font-style: normal;
}

/* Used for smaller, more subtle emphasis (no color change) */
.type2 {
	color: #000000;
}

/* Used for lists */
.type3 {
	font-weight: bold;
	color: #0676AE;
}

#content .underline {
	text-decoration: underline;
}

#content .italic {
	font-style: italic;
}

dl{
	margin-left: 5px;
}
dt {
	color: #000;
	font-weight: bold;
	margin-left: 10px;
}
dt a { color: #0676AE !important; }
 { margin-left: 25px; }

/* Used for a navigation list of links, i.e. Application Process of What Makes a Quote */
div.linklist {
	margin-left: 15px;
}

/* Div that holds the 'Back to Research Library' type links */
div.linkfooter {
	text-align: center;
	margin-top: 40px;
	line-height: 2em;
}

#content a:hover.anchor {
	text-decoration: none;
	color: #0676AE;
	cursor: pointer;
}

#content li{
	position: relative;
	left: -10px;
}

#quoterDiv {
	width: 550px; border: 4px solid #4d5f7c; background: #4d5f7c;
	margin-top: 30px;
}

#quoterDiv h1 {
	margin: 0px !important; padding: 8px 0px 7px 0px !important; color: #ffc466 !important; font-size: 18px !important; font-weight: normal !important;
}

#quoterDiv .quote_element  {
	/*height: 35px;*/
}

#quoterDiv .quicktip  {
	border-bottom: 1px solid #000;
}

#quoterDiv .quicktip {
	background-color: #ced6e6;
	height: 492px;
}

#quoterDiv .quicktipSmoker {
	background-color: #ced6e6;
	height: 364px;
}

.consumer_tip {
	border-collapse: collapse;
	font-size: 13px;
	border: 1px solid #111111;
	background-color: #FFFFCC;
	padding: 4px;
	padding-left: 20px;
	margin: 4px 10px 10px 10px;
	background-image: url('/images/asterix.gif');
	background-repeat: no-repeat;
	background-position: 3px 4px; 
}

/* IE Bug Fix for the "List All Questions" page in our detailed FAQs */
.listallfix {
	margin: 0px;
	_margin: 0px 0px 0px 35px;
}

/* Other Quote stuff */
.quoteHeader {
	color: #ffc466 !important;
	background-color: #4d5f7c;
}

.affiliateLine {
	width: 100%;
	height: 2px;
	margin: 5px 0px 0px 0px;
	border-bottom: #000 solid 1px;

}

.affiliateHeader {
	text-decoration: underline;
}

.affiliateQuoteTable th {
	font-weight: bold;
	text-align: left;
}

.shadedBox {
  text-align: left;
  margin: 10px 10px;
  padding: 5px;
  background: #eee; 
  border: 1px solid #ddd; 
  height: 1%; /* peekaboo */
  clear: both;
}

.shadedBox p {
	margin: 0px;
}