Is it Safe to Buy Life Insurance Online?
Like any other type of product sold online, buying life insurance online is safe as long as you can be sure the company you are dealing with is a legitimate life insurance company.
While there are people in this world looking to take advantage of your personal information, the majority of the companies you will find on any of the search engines (especially Google) will be companies that are in business to sell life insurance. The marketplace for life insurance is so competitive, it would be very improbable for someone not really selling life insurance to get in a place where they could take advantage of you. That said, I would still make sure you look for the following:
Security Seals
There are companies whose goal it is to ensure that the sites you are viewing are what they say they are. On Wholesale Insurance, you can see the Verisign seal, as well as the BBBOnline Reliability seal (BBB stands for Better Business Bureau).
If you click on either of these seals, you will be directed to a site that verifies who the owner of the site is, whether the site is safe to enter personal information, and how long the company that owns the site has been in business.
For example, if you click on the BBBOnline seal on Wholesale Insurance, you can see that we have been in business since 05/15/1972, our company has been a member of the Better Business Bureau since 11/21/2002, and our site has been approved for BBBOnline Reliability since 11/22/2002.
If you click on the Verisign Seal, you will see that Verisign verifies that our Web site can secure your private information using a VeriSign SSL Certificate, and that the certificate is valid thru 02-Dec-2009. You will see further notification on the final application request page (where you enter your name and other identifying information) that our site is secured using Verisign's SSL Certificate (SSL stands for secure sockets layer).
There are other companies and types of security seals. While determining if a site is safe or not, just make sure that they have some type of security seal, and that it is current.
